Advancement in the field of medical science is a boon as well as a bane. State-of-the-art technology is now used for diagnosis of diseases. There exist several novel treatment procedures, both painless and less painful, which are used in curing many ailments. The technology is advanced to such an extent that by investigating the DNA of a fetus the possible future ailments of the 'child' can be diagnosed and treated even while it is in the womb.

Of late, genomics research, which involves cloning for therapeutic stem cell research, genetic testing and somatic genetic therapy has gained importance. The creation of the cloned sheep Dolly using this technology by an Englishman, Ian Wilmut and his fellow scientists in 1998 was a breakthrough for the scientific and technological world. Scientists have been cloning elementary substances such as genes and cells for so many years but the success of cloning a sheep encouraged the researchers

Children are a source of joy and hope to parents. A marital life is considered complete only when the couple has their own biological children. The society has attached such a great deal of importance to parenthood that sometimes it ridicules those couples who are not able to beget their own biological childern i.e., due to their state of infertility. Infertile couples are looked down by the society with a scoff.

Medical Insurance Claims are challengeable both in theoretical and practical terms. The development of the concept of healthcare insurance has changed the face of healthcare industry especially in relation to large healthcare systems, thereby creating a demand for more insurance players. The concept of Medical Malpractice in relation to Insurance Claims enables one to know the theory of risk management.

'HIV/AIDS' is a deadly disease. It has taken away the lives of forty million people all over the world so far. Every year three million people, including the children are dying of the same. It is a matter of great concern in this techno driven, medically advanced and democratic nations of social justice. Even the surviving HIV people too are not comfortable and are leading a miserable life in pathetic conditions.